Cost of Equity Capital

Firms may raise equity capital internally by retainingexpected dividends with the market value of the
earnings. Alternatively, they could distribute the entireshare, is the cost of equity. The cost of external
earnings to equity shareholders and raise equityequity would, however, be more than the
capital externally by issuing new shares. In bothshareholders' required rate of return if the issue prize
cases, shareholders are providing funds to the firmswhere difference from the market price of the
to finance their capital expenditures. Therefore, theshares.
equity shareholders' required rate of return would beIn practice, it is a formidable task to measure the
the same whether they supply funds by purchasingcost of equity. The difficulty bribes from two
new shares or by foregoing dividends, which couldfactors;
have been distributed to them. There is, however, a1. It is very difficult to estimate the expected
difference between retained earnings and issue ofdividends.
equity shares from the firms point of view. The firm2. The future earnings and dividends are expected to
may have to issue new shares at a price lower thangrow overtime.
the current market price. Also, it may have to incurGrowth in dividends should be estimated and
flotation costs. Thus, external equity will cost moreincorporated in the computation of the cost of
to the firm than the internal equity.equity. The estimation of growth is not an easy task.
Is equity capital free of cost?Keeping these difficulties in mind, the methods of
It is sometimes argued that the equity capital is freecomputation the cost of internal and external equity
of cost. The reason for such argument is that it isare discussed next posts.
not legally binding for firms to pay dividends toThe cost of retained earnings determined by the
ordinary shareholders. Further, unlike the interest ratedividend valuation model implies that if the firm would
or preference dividend rate, the equity dividend ratehave distributed earnings to shareholders, they could
is not fixed. It is fallacious to assume equity capital tohave invested it in the shares of the firm or in the
be free of cost. As we have discussed earlier, equityshares of other firms of similar risk at the market
capital involves an opportunity cost; ordinaryprice (Po) to earn a rate of return equal to equity
shareholders supply funds to the firm in thecost. Thus, the firm should earn a return on retained
expectation of dividends and capital gainsfunds equal to cost of equity to ensure growth of
commensurate with their risk of investment. Thedividends and share price. If a return less than cost
market value of the shares determined by theof equity is earned on returned earnings, the market
demand and supply forces in a well functioning capitalprice of the firms share will fall. It may be
market reflects the return required by ordinaryemphasized again that the cost of returned earnings
shareholders. Thus, the shareholders' required rate ofwill be equal to the shareholders' required rate of
return, which equates the present value of thereturn since no flotation costs are involved.