Financing Alternatives in Today's Capital Market Environment

Raising capital in today's uncertain economiccan market the transaction confidentially, enabling the
environment requires public companies to lookparties to assess the market for the issuer's
beyond the methods used in the past. Privatesecurities without creating downward selling pressure
investment in public equity (PIPE) transactions or fullyon the stock that would typically accompany a public
underwritten offerings can be expensive and timeannouncement of a proposed share offering. An RDO
consuming in the best of times.transaction is typically publicized just prior to or at
Because shares placed in a PIPE transaction are notpricing.
registered, a resale registration statement must be4. Lower legal and administrative expenses -
filed with the SEC and declared effective for theInvestors in an RDO are not required to negotiate
shares to be freely tradable in open marketand sign individual purchase agreements as they
transactions. Investors in PIPE transactions typicallywould otherwise be required to do in a PIPE
request a heavy discount to the issuer's currenttransaction. Additionally, the shares in an RDO are
share price and possibly warrant coverage totypically offered under a shelf registration statement
compensate for the risks related to this illiquidity.and therefore, are marketed based upon the issuer's
Additionally, the terms of the PIPE transaction mayexisting public disclosures, which eliminates the
include penalties or liquidated damages provisions incomplexities of crafting a preliminary prospectus
the event the issuer fails to obtain an effectivesupplement as a selling document. RDO transactions
registration statement within a prescribed timeframe.also avoid the 'give and take' with the SEC typically
An underwritten or secondary offering of shares canassociated with registration statements filed in
be time consuming and expensive, given the need toconnection with secondary offerings.
file a registration statement and accompanying5. Exchange Rules - Certain securities exchanges
prospectus with the SEC and the associated legal andrequire that any offering of securities that is
underwriting fees. The shares cannot be priced ordetermined not to be a 'public offering,' such as a
placed until the SEC declares the registrationPIPE, and which is greater than 20% of an issuer's
statement effective which, depending on the SECoutstanding capital stock, must be presented to
review process and any related follow on commentsshareholders for approval. The determination of
that need to be addressed, can take time, awhether an RDO qualifies as a public offering is
commodity that many smaller public companiestypically on a case by case basis; however, an RDO
cannot afford.can be structured to allow the issuer to sidestep the
A registered direct offering provides an alternative to20% rule and avoid the need for shareholder
public companies seeking capital and provides aapproval of the proposed transaction.
number of benefits to the above alternatives;What are the disadvantages of an RDO?
however, an RDO is not without its downsides.RDO's are not a financing cure-all and there are some
What is a Registered Direct Offering?disadvantages to RDO's over other methods of
A registered direct offering (RDO) is similar to a PIPEfinancing.
transaction, in that both are marketed and sold to a1. Distribution - Because an RDO is marketed to a
limited number of accredited and institutionalselect number of investors, shares are not as widely
investors; however, unlike a PIPE, shares sold in andistributed as would typically be the case in a
RDO are registered and therefore, liquid, and can besecondary offering. As a consequence, the issuer's
sold to anyone. To complete an RDO, an issuer mustshareholder base is not necessarily broadened as a
be eligible to use Form S-3 and should have anresult of an RDO transaction.
effective shelf registration statement on file with the2. Exchange Rules - If an RDO cannot be structured
SEC. If an issuer is Form S-3 eligible, but doesn't haveto meet an exchange's definition of a public offering,
an effective shelf registration statement on file, theand the proposed transaction is greater than 20% of
issuer must file either a single purpose registrationthe issuer's outstanding capital stock, shareholder
statement (i.e. "bullet") covering the shares to beapproval may be required, which would erode the
issued in the RDO, or a shelf registration statement.advantages of timeliness and cost effectiveness of
RDO transactions are governed by a placementan RDO transaction.
agency agreement, rather than an underwriting3. Form S-3 - An issuer must be Form S-3 eligible to
agreement. With a placement agency agreement, thecomplete an RDO. While Form S-3 eligibility
offering is sold on a 'best efforts' basis, so there isrequirements have been relaxed, not all issuers will
no firm commitment for the placement of a specificqualify.
number of shares, and the placement agent never4. Best efforts basis - A 'best efforts' basis means
takes possession of any securities. The placementno firm commitment to the issuer regarding the
agency agreement will typically include issuernumber of shares to be sold. If the market fails to
representations and warranties concerning itself andmaterialize for the issuer's securities, the placement
its business, certain covenants applicable to theagent has no obligation to purchase any shares.
issuer, a promise to indemnify the placement agentHow do I start the process?
for any Securities Act liabilities arising from theIf an issuer does not already have an effective shelf
transaction, as well as closing conditions, such as legalregistration statement on file, the first step in the
opinions, comfort letter requirements, delivery ofprocess is to determine, together with legal counsel,
certificates, etc.the issuer's Form S-3 eligibility. The next step is to
To complete the RDO pursuant to an effectiveassess any exchange rules that might apply regarding
registration statement, the issuer will ultimatelythe determination of whether a proposed RDO is a
prepare and file a preliminary or final prospectus'public offering.' If the issuer is eligible for an RDO
supplement that describes the offering, dependingtransaction, identification of the appropriate
upon how the shares are marketed and sold.placement agent is the next critical hurdle. For a
What are the advantages of an RDO?successful RDO, the placement agent should have
An RDO has multiple advantages over a PIPE orlongstanding relationships with a number of
traditional secondary offering.institutional investors who prefer to invest in the
1. Pricing - The shares sold in an RDO are freelyissuer's industry or niche.
tradable and therefore, there is no liquidity discountThe Bottom Line
that would normally apply in a PIPE transaction.RDO's are quicker to close than either a PIPE
Additionally, the warrant coverage, if any, is typicallytransaction or a secondary offering, which allows the
lower in an RDO than would otherwise be the case inissuer to quickly take advantage of favorable capital
a PIPE.market conditions. The securities offered in an RDO
2. Timeliness - With an effective shelf registrationare priced similar to a secondary offering, but without
statement on file, an issuer can offer registeredthe related hurdles, and an RDO transaction can be
shares when market conditions permit, rather than bemarketed confidentially, which will reduce selling
subject to the regulatory timeline that is typical inpressure on the issuer's stock prior to completion of
secondary offerings and that can cause an issuer tothe transaction. Additionally, RDO transactions are
miss a market window. Investors in a PIPEtypically cheaper to complete, in terms of discount,
transaction negotiate and execute individual purchasefees and related warrant coverage.
agreements, which can delay the closing of theWith the loosening of Form S-3 eligibility requirements
transaction, whereas investors in an RDO are notin 2008, RDOs are an effective alternative for smaller
required to sign or complete any such documentation.public companies to raise capital in today's capital
3. Confidentiality - Because an RDO is marketedmarket environment.
similarly to a PIPE, an issuer and the placement agent