Funding - Can I Use Investor Money to Pay Me Back My Start Up Costs?

Question:paid them $10,000. What you might do is list Ceo
I want to raise $1.8 million from angel investors forResource as a start up expense in the start up
my computer business to take it to the next level.expenses table even though you have already
Can I use $250,000 of the $1.8 million to pay mefronted the payment for their incredibly worthwhile
back the money that I have already invested infees. In this case, you turn in the receipt after the
getting my company started?funding like an expense report...you have accounted
Answer:for the expense on the start up costs table...so the
This is one of the most frequent questions I getnumbers balance. However...if you are going to do
from clients: Can I get back all of my money that Ithis...be sure and disclose it in full and glorious detail in
have invested so far in starting my company fromthe PPM.
the new investment dollars I get from angel- Obviously, the bigger the amount you want back to
investors or venture capital?you, the more resistance from prospective investors.
The short answer is almost never.- There are always exceptions...a client in Chicago
- Most will see it as a red flag and not invest.insisted their board members, who were their first
- Most want to see you so committed, financially, toround investors, get back $1 million in start up funding
the company that you can't afford to let it fail.of the $2 million they had invested. I jumped up and
- If you don't get paid back, then the company onlydown strongly advising against it for the reasons that
needs $1,550,000 instead of $1,800,000 to accomplishI just mentioned, but the client always gets the final
the same goals that are in your business plan.vote. They did allow me to totally disclose the
The longer answer is maybe a little.payback in the PPM I did for them.
- Sometimes...not often...but sometimes...you might beSo, what happened? They sold the whole $5 million
able to pay yourself back some...or have thedeal out to the first investment group who saw the
company assume, say a working capital loan youdeal...and the board members got their $1 million. The
took out...or assume responsibility for a secondcompany had such good traction on a product that
mortgage on your house where you can documentwas already in the marketplace that the investment
that all the funds went into the company.group agreed to the terms. So, even with all of my
- The other way that sometimes works is with directexperience, I can be wrong. However...it is the only
payments to others that you've made. For example,time that any client in 30 years has ever pulled out
say you hire that great consulting firm, Ceomore than $100,000. Ever.
Resource, to help your start up consulting, businessDon't count on being an exception.
plan and PPM prep work. Let's say, you have already