| Anyone thinking about going into business for | | | | FORMS & DOCUMENTS |
| themselves, or wanting to expand an existing | | | | State professionals will help a new business owner |
| business should rush for the world's largest | | | | apply for permits, licenses, or any other legal |
| "one-step-money-stop" where FREE MONEY to start | | | | document a business may require. |
| or expand a business is being held for you by the | | | | VENTURE CAPITAL FINANCING |
| Federal Government. | | | | This method can provide FREE MONEY in the sense |
| It sounds absolutely incredible that people living right | | | | you wouldn't have to pay it back. You would, |
| here in the United States of America wouldn't know | | | | however, probably have to give up part of the |
| that each year the world's largest source of free | | | | ownership of your business in order to receive |
| business help delivers: * Over $30 billion dollars in free | | | | financing. Most states have their own venture capital |
| grants and low interest loans; * Over one-half trillion | | | | finance firms that invest in high risk businesses. |
| dollars in procurement contracts; * Over $32 billion | | | | MINORITIES & WOMEN |
| dollars in FREE consulting and research grants. | | | | FREE MONEY grants are available in most states for |
| With an economy that remains unpredictable, and a | | | | women or minorities who want to start a business. |
| need for even greater economic development on all | | | | LOW INTEREST LOANS |
| fronts, the federal government is more willing than | | | | A state may raise money through industrial revenue |
| ever before to give you the money you need to | | | | bonds to buy your fixed-asset equipment. The public, |
| own your own business and become your own boss! | | | | which invest in these bonds, do not pay taxes on the |
| In spite of the perception that people should not look | | | | earned interest. When a low interest loan is granted, |
| to the government for help, the great government | | | | the state does not guarantee that investors will get |
| give-away programs have remained so incredibility | | | | their money back if the business fails. If a state |
| huge if each of the approximately 8 million businesses | | | | issues a general obligation bond, a public investment is |
| applied for an equal share, they would each receive | | | | then guaranteed. the states will also make direct |
| over $70,000. | | | | loans at low interest, or even co-sign a commercial |
| Most people never apply for a FREE GRANT because | | | | bank loan. If a state co-signs a loan for you, it may |
| they somehow feel it isn't for them, there's too | | | | subsidize your interest and reduce an already |
| much red-tape, or simply don't know who to contact. | | | | low-interest rate lower yet. |
| The fact is however, that people from all walks of | | | | SMALL BUSINESS DEVELOPMENT CENTERS |
| life do receive FREE GRANT MONEY and other | | | | Every state has Small Business development Centers |
| benefits from the government, and you should also. | | | | who can match you with the right FREE MONEY |
| HOW TO FIND FUNDING SOURCES WORTH | | | | grant program. All development centers offer free |
| BILLIONS | | | | counseling to anyone wishing to start or expand a |
| As with all grant seeking, the key to obtaining grants | | | | business. Their services are varied but include; FREE |
| is preparation and knowledge about funding sources. | | | | seminars, workshops, business planning, feasibility |
| Preparation means identifying programs that are | | | | studies, marketing research, management analysis, |
| available, and determining if you fall within their | | | | sales technique, financing, exporting, inventory |
| restrictions. | | | | control, accounting, record keeping, and grant |
| The following sources will be invaluable to you in | | | | application. Whatever your questions about FREE |
| locating thousands of sources of FREE MONEY | | | | MONEY grants or starting a business, refer to your |
| FEDERAL REGISTER | | | | telephone directory under State Offices and contact |
| This daily publication contains changes, proposed | | | | your Small Business development Center. |
| changes, and notices about rules and regulations | | | | GETTING FREE MONEY FROM VENTURE CAPITAL |
| affecting all government agencies and their programs. | | | | SOURCES |
| Federal agencies must publish the program | | | | A venture capital company is another source for |
| description, eligibility requirements, and program | | | | FREE MONEY in financing your business plans. But |
| guidelines in the Federal Register. For current | | | | since they are willing to assume some risk by |
| subscription costs write to: Superintendent of | | | | investing in your business, they also expect some |
| Documents, U.S. Government Printing Office, | | | | equity in the business itself. |
| Washington, Dc 20402. | | | | Venture capital companies invest in projects they feel |
| CATALOG OF FEDERAL DOMESTIC ASSISTANCE | | | | will be successful and bring a return on their |
| This publication lists a complete description of every | | | | investment. If you are interested in asking a venture |
| program in the federal government that makes funds | | | | capital company to invest in your business refer to |
| available to private business. Write to the U.S. | | | | your telephone directory under Venture Capital |
| Government Printing Office, Washington, DC 20402. | | | | Companies or Investment Companies, and contact |
| COMMERCE BUSINESS DAILY | | | | those who are in the same area you want to start |
| This publication contains a daily listing of U.S. | | | | your project in. |
| Government procurement invitations, contract | | | | SMALL BUSINESS INVESTMENT COMPANIES |
| awards, subcontracting leads, sales of surplus | | | | Small business investment companies can provide |
| property, and foreign business opportunities. For | | | | your business with the capital it needs by; 1) giving |
| current annual subscriptions costs write to the | | | | you a free loan; 2) making a stock investment in |
| Superintendent of Documents, U.S. Government | | | | your business; or 3) offering a combination of the |
| Printing Office, Washington, Dc 20402. | | | | two. |
| THE FOUNDATION CENTER | | | | Small business investment companies are in the |
| 888 Seventh Avenue, New York, NY 10019, will | | | | business of making money just like any other |
| provide you with a listing of philanthropic foundations. | | | | business. The biggest difference between them and |
| FREE FEDERAL MONEY GIVEN AWAY TO ASSIST | | | | another investor is: |
| BUSINESSES GRANT MONEY FOR BUSINESSES IN | | | | 1) They are privately managed firms who are |
| POOR ECONOMIC AREAS | | | | licensed and partially financed by the federal |
| Contact the Economic Adjustment Division, Director, | | | | government's Small Business Administration. |
| Economic development Administration, Herbert | | | | 2) All of its transactions are regulated by the |
| Hoover Bldg.,Rm. H7217, Washington, DC 20230. | | | | government. |
| GRANT MONEY FOR MINORITY BUSINESS | | | | 3) Their success depends on the growth and profits |
| DEVELOPMENT | | | | of companies they own stock in. They often give |
| Grants are awarded up to $2 million dollars to | | | | money in exchange for stocks. |
| stimulate business growth. Contact the Minority | | | | 4) Their loans usually carry lower interest rates than |
| Business development Agency, department of | | | | commercial banks. |
| Commerce, Washington, DC 20230. | | | | 5) Straight loans repayments are carried over a |
| FREE MONEY TO PROVIDE ASSISTANCE TO | | | | longer period of time. |
| ECONOMICALLY DISADVANTAGED BUSINESSES | | | | 6) Most businesses are eligible, especially if they are |
| Management and technical assistance is provided free | | | | 50% minority owned. |
| to disadvantaged business. Contact the Associate | | | | For a complete listing of the thousands of Small |
| Administrator for Small Business, 1441, L Street, NW, | | | | Business Investment Companies, visit your local |
| Rm. 602, Washington, DC 20416. | | | | library and ask for the SBIC Catalog. Study the |
| GRANT MONEY FOR INVESTORS IN RENTAL | | | | catalog and note the companies that specialize in |
| APARTMENT BUILDINGS WHO ARE IN FINANCIAL | | | | your area of interest. Then write them and request |
| TROUBLE | | | | more information on what they have to offer. |
| Contact the Chief, Program Support Branch, | | | | WRITING A SUCCESSFUL GRANT APPLICATION |
| Management Operations Division, Office of | | | | To write a successful grant application for FREE |
| Multi-Family Housing Management, department of | | | | MONEY it should be well planned. You should be |
| Housing and Development, Washington, DC 20420. | | | | familiar with exactly how a particular agency prefers |
| GRANT MONEY FOR WOMEN'S ENTERPRISES | | | | to have their grant proposals completed. If you have |
| Up to $200,000 dollar grants are awarded to women | | | | no experience in writing grant proposals, this is |
| in business annually. Contact the Grants Management | | | | another area where your Small Business development |
| Office, Small Business Administration, 1441 L Street, | | | | centers can help. |
| NW, Washington, DC 20416 | | | | WORK CLOSELY WITH THE FREE MONEY |
| GRANT MONEY FOR REAL ESTATE INVESTORS | | | | GRANTOR AGENCY |
| WHO RENT TO ELDERLY OR HANDICAPPED | | | | Once you decide which government agency you |
| PEOPLE | | | | want FREE MONEY from, contact them and ask for |
| Contact the Director, Office of Multi-Family Housing | | | | a grant application. Get to know some of the grantor |
| Management, Dept. of Housing and Urban | | | | agency personal. Experts love to talk about their |
| Development, Washington, DC 20410. | | | | programs, so ask for advice, suggestions, and |
| GRANT MONEY FOR INDIAN-OWNED BUSINESSES | | | | criticisms about your proposed project. |
| Contact the Office of Indian Services Director, | | | | In most cases, the more the agency knows about |
| Bureau of Indian Affairs, 18th & C Streets, NW, Rm. | | | | your grant proposal, the better your chances will be |
| 4600, Washington, DC 20240. | | | | of getting support from the personnel who ultimately |
| FREE STATE GRANT MONEY | | | | approve your FREE MONET request. |
| There simply isn't enough room in this report to begin | | | | Often it is to the grantor's advantage to send their |
| listing all the FREE MONEY programs that are available | | | | grant proposal summary to an agency official they |
| from the federal and state governments. We can tell | | | | have developed a contact relationship with, and ask |
| you however, the general types of programs that | | | | them to review and return it to you with their |
| are available and where to begin. | | | | comments. Be certain this approach is acceptable |
| As you contact different agencies for grant money, | | | | with your agency. You wouldn't first want a first |
| learn not to accept "no" as a final answer. There are | | | | draft mistakenly processed before it was finished. |
| so many new programs being offered each year that | | | | Making a personal visit to the agency's office in your |
| often an agency's own employees won't be aware | | | | area is also important. Face to face contact will help |
| they are offering the one you ask about. If being | | | | you understand eligibility requirements, deadlines, |
| persistence doesn't help, get in touch with your | | | | maximum FREE MONEY amounts you can apply for, |
| Congressman and let them track down a program | | | | and other details you want to know about. You can |
| that meets your needs. | | | | also utilize an agency's library and determine through |
| TYPES OF PROGRAMS THROUGH STATE & | | | | books, brochures, and conversation if there are other |
| FEDERAL AGENCIES | | | | agencies you could apply for FREE MONEY. there is |
| FREE MONEY | | | | nothing that says that you can't apply for, two three, |
| Usually through direct grants that do not have to be | | | | or more FREE MONEY grants at one time! |
| paid back. | | | | ESTABLISH YOUR OWN PROFESSIONAL NETWORK |
| BUSINESS CONSULTING | | | | Do some networking and maintain continuous contact |
| Free management advice is offered on almost every | | | | with people who can gather information for you |
| business subject by the Department of Economic | | | | about FREE MONEY GRANTS. Nothing can be |
| Development to minimize new business start-up | | | | substituted for personal contact with the decision |
| management costs. | | | | makers who are in charge of grant programs. Learn |
| BUSINESS SITE SELECTION | | | | to use your personal influence (and theirs) to achieve |
| State hired specialists are available to assist new | | | | your goals. |
| entrepreneurs select the best possible location for | | | | The US. Government Printing Office maintains a |
| their new business. | | | | wealth of information that people never take |
| MANAGEMENT TRAINING | | | | advantage of! Write to them and ask for a copy of |
| Most states will assign specialists to work with a new | | | | the "U.S. Government Directory" and ask for a list of |
| business with one-on-one management training. | | | | books, brochures, and documents that covers your |
| EMPLOYEE TRAINING ASSISTANCE | | | | field of interest. Tell them you are especially |
| This program provides FREE MONEY to train | | | | interested in obtaining information about FREE |
| employees. FREE MONEY is also available to send | | | | FEDERAL MONEY that's available to private citizens. |
| employees to school. | | | | Remember, "FREE FEDERAL MONEY" doesn't mean |
| RESEARCH & DEVELOPMENT GRANTS | | | | you have to travel to Washington, DC. It just means |
| FREE MONEY is available to attract high-tech related | | | | finding out where the agencies are within your own |
| companies. | | | | state and local government. The contacts you want |
| PROGRAM CONSULTANTS | | | | to make may be only minutes away. estment |
| States have highly trained management consultants | | | | companies are in the business of making money just |
| who will locate Federal Grant Programs to help you | | | | like any other business. |
| through the application process. | | | | |