| Probably the single best way to finance buying a | | | | giving someone money, the longer they wait to give |
| business is with investors. | | | | it to you...the more desperate you'll be. |
| Not banks. | | | | And the more desperate you are, the more they can |
| Not family. | | | | ask from you in return. |
| And definitely not loans from other non-banking | | | | In the case of venture capital firms, it will usually be |
| organizations. | | | | getting more stock (and thus, control of your |
| However, I recently heard something that made me | | | | company) for their money. |
| think twice about exactly what kind of investor | | | | It's a terrible thing for them to do. But many venture |
| financing is best. | | | | capital companies do it and so, you should be careful |
| You see, while it's true investor financing means you | | | | if you use one. |
| don't have to pay any interest (after all, they are | | | | But really, this shouldn't be a problem for 99% of |
| investing money, not loaning it), not all investors are | | | | people who buy a business. |
| made of the same stuff. | | | | Because if you are buying a smaller business, venture |
| In this case, I learned about a dirty little trick many | | | | capitalists generally won't bother with you anyway |
| of the more "unscrupulous" venture capital firms will | | | | (that's where "angel investors" come in to play). |
| play on people. And that is to sort of "string you | | | | And if you are buying a larger business (worth, say, |
| along" when you ask for money. | | | | $5, $10, $15 million or more) there are plenty of |
| In other words, they will keep saying you will get the | | | | private investors -- with more money than they can |
| money you need next month or next week or | | | | spend -- who will give you whatever financing you |
| whenever. | | | | need if what you are doing makes sense to them. |
| But in reality, they have no intention of giving you | | | | Anyway, keep this article in mind when thinking about |
| anything until the last possible minute. | | | | how to finance a business you want to buy, |
| Why? | | | | especially if you don't want to use a bank or other |
| Because, as any con man knows, when it comes to | | | | creditor. |