The Right Brazil Property Investment

Demand within Brazil property looks set to continueHis predictions echo the Ernst & Young report,
for at least the next two decades with the marketSustainable Brazil - Housing Market Potential, which
offering some of the best investment opportunitiesdescribes meeting demand for property in Brazil as a
around. But as always, the secret to high returns is"huge challenge". Statistics in the report point to an
choosing the right sector for your investment inincrease of 58% in the number of households in Brazil
Brazil.by 2030. This together with a rapid increase in
And all the signs are pointing to the middle and lowerpurchasing power leads Ernst & Young to forecast
ends of the Brazilian property market as the areasthe construction of 37 million properties in Brazil over
where demand is highest and supply lowest. On thethe next two decades.
other hand, at the other end of the spectrum, theA huge slice of these homes will be built for Brazil's
luxury property market is clearly showing signs offast-emerging middle classes, indicating that this
strain.sector is the one with the biggest investment
Over the last two years, investor focus - bothpotential.
Brazilian and foreign - has been firmly on the high-endMeanwhile, the Brazilian government is focusing on
of the Brazil real estate market. Properties pricedmeeting some of the demand. The state housing
over R$700,000 (€315,000) have seen spectacularprogramme, Minha Casa Minha Vida aims to build 3
rise prices, particularly in Rio de Janeiro and Sao Paulo,million homes by the end of 2014 through
prompting speculation that the luxury propertyheavily-subsidised loans. But it's more than obvious
market is about to peak.that Minha Casa Minha Vida will only go part of the
But while the top end of property investment mayway to help reduce demand.
well be in danger of collapse, other market sectorsBuyers in the middle and lower sectors of the Brazil
are showing quite the opposite.property market tend to have a bigger stake in their
Prices have also risen in the middle and lower ends ofhomes than those in more developed markets.
the property market and construction continuesBrazilians buying off-plan typically pay 25% to 30%
apace, but demand still has a very long way to goof the property price in monthly installments over the
before it comes close to meeting supply. Wilsonconstruction period. As a result, buyers are much
Amaral, Chief Executive of Gafisa, one of Brazil'smore price sensitive and house prices in this sector
largest real estate companies, claims that Brazil needsof the market tend to experience a slow but steady
to build 1.6 million new properties every year just torise unlike the steep price hikes seen in luxury
satisfy demand from families entering the market.property.
And all this without even addressing Brazil's massiveSo, while speculation in the high-end property market
shortage of homes, currently estimated at around 7in Brazil's big cities is expected to lead to the market
million.peaking in the very near future, the very opposite is
Quoted in the business broadsheet, Valor Economico,true for the middle and lower sectors. Here, the
Mr Amaral said that "if Brazil goes on growing at 5%combination of relentless demand - that's unlikely to
to 6% a year, with salaries rising above inflation andbe met for at least 20 years - and buyer profile
young people entering the job market, demand willmeans there's scope for successful investment in
go on rising at current levels for the next 20 years".property for many years to come.