Venture Capital - Elements of a Term-Sheet

If you have successfully sold your business conceptthen the founders and the VCs split the remaining $2
to a venture capitalist, the next step will be the termmillion 50/50. In this case, founders get $1 million.
sheet. This is basically the offer letter stating how2. Sale price: $10 million. VC's get their $5 million back,
much the VC will buy, at what price, and under whatthen the founders and the VCs split the remaining $5
terms. Term sheets can be incredibly simple, one tomillion 50/50. Founders get $2.5 million.
two page documents or incredibly complex andIn this case the company has to be sold for over $5
lengthy.million for the VCs to make any return - a much
If you receive an incredibly complex and lengthylower hurdle.
term-sheet, reconsider that VC as a potentialThe multiplier part is the amount the VCs want to
investor. If this is the first document you are gettingget back before any gets split between the
from them, imagine how complex the actual investorshareholders. In the above case, if the investment
rights and subscription agreements will be. This willwas 1.5x participating return, the VCs would require
mean an expensive legal bill which, by the way, will$7.5 million be paid to them first, then the remaining
be sent to you.amount would be split between the VCs and the
Basics of the offer:founders.
Closing date - an estimated date upon which theyVoting rights - this lays out how the VC is allowed to
expect to have the legal work wrapped up and youvote his shares. Usually, they set it up so that even if
will receive your money.they have a minority share, they have the majority
Investors - who will be joining the party. You mayof the votes when it comes to anything important
have more than one venture capital firm invest in("protective provisions").
your company (especially at later stages).Protective Provisions - the VC wants to make sure
Amount raised - how much they will be giving you.that they can protect their investment. They will
Price per share - what they plan on paying you perwant the right to be able to say whether they sell
share.the company or not, whether there is any conversion
Pre-money valuation - what they deem yourto common, add board members, borrow money,
company is worth without their money. Capitalizationetc.
- this is often split into pre- and post-valuation terms.Anti-dilution Provisions - another tool for the VC to
It states how many shares there are outstandingprotect his investment. Let's say the VC owns 40%
prior to the investment and how many shares will beworth $4M and you own 60% worth $6M. You need
outstanding after the investment.to raise more money ($4M), but you can only find a
Basics of the terms:pre-money valuation of $8M. If dilution was allowed,
Dividends - the stock that the venture capitalist willthe end result would be VC2 gets 33.3%, your share
want will either be preferred orwould be reduced to 40%, VC1's share would be
participating-preferred. At some point when yourreduced to 26.6%. If anti-dilution provisions are in
company is successful, the VCs will want to convertplace, the end result would be VC2 gets 33.3%, your
their stock to common stock - for sales purposes.share would be reduced to 26.6%, VC1's share would
They want to make sure that they have the samestay at 40%. Ouch.
dividend rights that common stockholders have. InRedemption Rights - what happens if your company
some cases, they want to have dividend rights thatbecomes one of the living dead. If you build a decent
the common stockholders don't have (nice, huh?).company and you're making a nice living, but the
This will also be listed here - try to negotiate awaycompany is not growing at a rate that will attract a
from cumulative dividends as this is an unpaid dividendbuyer or make possible an IPO,the VC is eventually
that accumulates to the preferred shareholder and isgoing to want his money back. This gives them the
payable upon liquidation or redemption. It's a way toright to get it back (plus any dividends accrued). This
give a higher valuation to you feel good, but actuallyusually kicks in after the fifth year and is payable
get more of your company without putting in anyover a few years.
more money.Representations and Warrantees - the escape clause.
Liquidation preference - This is what happens whenThey will say that you have represented certain
you either (1) liquidate the company or (2) sell it/IPO.things to them, such as revenue growth, customers,
In general, you would think that the VC owns 40%etc. After you have signed the term sheet, they will
of your company, they would get 40% of the profit.comb through your books and records and if they
Well, if they have straight preferred, this is true, butdon't like what they see, they will back out.
they have come up with a special construct to makeConditions to closing - another escape clause. This
sure they get a little bit more: participating preferred.should note that the offer is made predicated on
See the example below for an explanation.beliefs that may change after they look after you
Liquidation Preference Example:books. It also contains some legalese about meeting
In the old days, VCs would invest $5 million in aappropriate filing and legal requirements.
company worth $5 million pre-investment and getThis pretty much covers the basics of the easy
50% of the company of preferred shares.term-sheet. A more extensive term-sheet is likely to
At the time of sale, the VCs would get money backcontain the investor rights terms which continues on
in this way:in the protective vein, making sure that the VC has
1. Sale price: $7 million. VC's get their $5 million back,the first shot of their shares being sold if the
the founders get $2 million. (This is the preferred partcompany goes public, that the company (not the VC)
- they get their money back before the commonpays for the registration of shares, what sort of
shareholders get a payout.)information rights the VC has, whether the VC has
2. Sale price: $10 million. VCs convert to common andthe right to participate in future rounds, what requires
the VCs get half and the founders get half (each $5investor approval, and any required non-disclosure and
million).non-compete provisions.
In this case the company has to be sold for over $10The term-sheet will also most likely contain an
million for the VCs to make any return.expiration date and a no-shop provision to ensure
In the days of the internet boom... VCs realized theythat you are unable to find another term-sheet to
were throwing their money behind some prettyhave as a comparison. You goal in this case is to
crappy stuff, thus some clever MBA financial engineerhave several potential investors who all give you
introduced the participating preferred shares. Sameterm-sheets at the same time.
example: VCs invest $5 million in a company worth $5Your job is to negotiate your deal to your best
million pre-investment and get 50% of the companyadvantage. Do not spend too much time worrying
of preferred shares. However, the participating partabout the valuation, but instead pay attention to the
means they get their money back before the rest iscontrol provisions and negotiate those.
split up according to ownership.Good luck!
1. Sale price: $7 million. VC's get their $5 million back,