| The other week I had the funniest thing happen to | | | | at the application it is still true to say that you and |
| me. Every day I meet with couples who live | | | | your partner are investing partners on this transaction |
| together, have children together and are not married | | | | if you live separately. |
| all while planning on buying a home. In most cases | | | | The second tip is to not put any information on the |
| there is one member of the couple who wants to | | | | application that you are a spouse, engaged or |
| get married, but another partner who is reluctant. | | | | anything remotely connected to legally married unless |
| This was exactly the case when I reviewed a loan | | | | it is currently true. Sometimes in a moment of wishful |
| application with my processor for a young couple. | | | | thinking you might put some information that is |
| Now before you get bent out of shape let me tell | | | | technically untrue and can cause some huge issues. |
| you that over the years I have done numerous loans | | | | The last tip is the best tip that I actually |
| for unmarried partners, but this particular couple | | | | recommended to the couple. Get married already! |
| wanted a certain Connecticut home mortgage | | | | While I am not a marriage counselor and do not |
| program that actually required that they be married in | | | | pretend to be one, even I can see that in most |
| order to get approved. Yes I know it sounds crazy | | | | cases couples live together, have children together |
| but there is a very popular loan program that actually | | | | and manage their money together, but somehow |
| requires couples to be married before buying a home | | | | think marriage is too serious of a commitment. |
| together. | | | | Believe it or not mortgage companies are now helping |
| Therefore I thought that I would give you some tips | | | | thousands of girlfriends and boyfriends nationwide tie |
| on how to make sure that this does not happen to | | | | the knot. |
| you. The first tip is to try to buy a home while you | | | | Unbelievable. |
| are not living together if at all possible. When looking | | | | |