What's Goldman Sachs Up To?

If you spend enough time on Wall Street, you learnHere's the catch... when you hand these private
that there are two types of investors. Smart money,equity managers your money, they require you to
and dumb money. The smart money is always ringingleave it there for 7 to 10 years or more! These
the cash register and pocketing millions of dollars. Theinvestments aren't like stocks. You can't trade in and
dumb money... well... they're not.out of them every day. If you need to sell your
There's a little known third group of investors whoinvestment for some reason, you need to find
don't fit in either category.someone to buy it.
They're not dumb, but they realize they're not smartNormally, when a long term investor needs to exit a
either. (Who said self awareness wasn't good?) So,private equity investment there's a reason... like they
they do the next most logical thing... they follow theneed cash. Because of that the buyer gets to dictate
smart money. They invest only where the smartthe terms of the deal and write his own check! Nice
money invests.work if you can get it.
The hardest part about that strategy is figuring outIt's a lot like the real estate market today. If you
where the smart money is investing.have a big wad of cash and want to buy a bank
Every so often we get a glimpse. Today, we gotowned house, you can name your price. Same thing
such a glimpse at what some of the smartest onfor Goldman with the secondaries fund... If somebody
Wall Street are thinking. Think of it... being able toneeds to sell, Goldman will be happy to buy... at forty,
invest alongside some of the smartest investors infifty, or sixty cents on the dollar. (I told you these
the world.Goldman guys were smart.)
What happened?Plus, they only buy when the underlying investments
Goldman Sachs (GS) announced they'd raised $5.5look good.
billion for a new investment fund. The fund is calledRemember, private equity takes investment dollars
GS Vintage Fund V. It's a dedicated private equityand buys companies... they often make them more
secondaries fund.efficient and then look to resell them for big profits.
Ok, two questions... Why follow Goldman? AndSo before Goldman will buy, they'll look at the
what's a secondaries fund?underlying investment... if they like what they see, it's
First, Goldman. The name should send shivers up youra chance for them to make even more money.
spine. When I was in banking, we used to joke thatSo how can we make money off this?
their business cards landed with a thud... while oursUnless you happen to have a few hundred million in
just floated. They carried more weight in the bankingcash lying around, buying secondaries directly is going
world than any other firm out there.to be a bit difficult. Ok... impossible.
The entire firm is filled with the best and brightestBut Goldman is shining a light on one part of the
and they all know how to make money.market that deserves a second look.
Think about recent history... Goldman was smartThe asset managers.
enough to get into mortgage backed securities,Think about it. The investments many of these
sub-prime loans, and CDOs as the industry wasprivate equity funds have made are in solid
getting hot (they made lots of money). Then theycompanies. That means when prices return to normal,
were smart enough to see the bubble and get out.buyers will see these investments pop in value. But
They even shorted parts of the industry before itlet's peel back the onion one layer more.
peaked (which made them even more money). IThe asset managers also benefit when the underlying
don't know about you, but that's a pretty smartinvestment does well. So the big score for guys like
move in my book.KKR and Blackstone comes when they make big
Think of all the money you could have made bymoney for their investors. Right now, these funds
following their moves. Clearly, Goldman is one of theare being shoved into the wood chipper with the rest
"smart money" investors.of the market. Just look at the charts on The
So, what's this secondaries fund they justBlackstone Group (BX), and Och-Ziff Capital
established?Management Group (OZM).
A secondaries fund is a pool of money set up to buyAs the market rebounds, so will their investments...
out other investments in private equity funds. I knowand that means big returns for the money managers.
it sounds complicated... but think of it this way.And don't forget Goldman in all of this. If they're
If you're a giant pension fund, insurance company, orright, they stand to profit handsomely. Take a look
college endowment, you need to invest your assets.at these asset managers... especially Blackstone. I can
One big way to invest is through private equity.see them driving big gains in the next few months
Think of big investment funds like KKR, Blackrock,and years as the market recovers.
and The Carlyle Group.